Call Campaigns
B2C Cold Calling Campaigns Powered by Credit Based Targeting & Structured Scripts Grow Your Loan Pipeline With a Smarter, More Compliant Approach
Traditional call centers rely on intrusive income and employment questions that end calls quickly. Our approach replaces Q&A with personalized, credit‑based loan options the homeowner may already qualify for — dramatically improving engagement, call duration, and transfer quality.
Why This Works
We use credit‑based data to identify and prescreen homeowners with:
- High revolving and installment debt
- Consistent on‑time mortgage, revolving, and installment payment histories
- Strong indicators of qualification for:
- Primary or investment refinance
- HELOC
- Second‑lien options
- Cash‑out scenarios
This allows callers to present real, relevant loan options instead of asking disqualifying questions.
Agent Script: Built for High Quality Transfers
Our agent script provides:
- A full snapshot of the homeowner’s credit profile
- Multiple loan‑option details
- Clear financial benefits (savings, consolidation, cash‑out, second‑lien opportunities)
- Objection‑handling points
- A structured borrower presentation that increases trust and call duration
Campaign selection, loan options, and pricing remain fully controlled by you.
Three Components That Make This Possible
1. TransUnion, Experian & Equifax Data
With current, accurate credit‑based data, we can pre‑qualify targeted homeowners and present loan options that are genuinely beneficial — including rate‑and‑term savings, debt consolidation, cash‑out, and second‑lien opportunities.
2. Structured, Data Driven Scripts
Each script is built around the borrower’s actual credit profile. Callers deliver a persuasive, personalized presentation that makes it easy to understand options and easy to live‑transfer the call.
3. Flatworld Solutions — Call Center & BPO Partner
2. Structured, Data Driven Scripts
Flatworld Solutions is a globally trusted call‑center and BPO provider serving 18,000+ clients across 100+ countries, with 4,500+ trained professionals across South America, India, the Philippines, Vietnam, and South Africa.
Their infrastructure includes:
- 24/7 availability
- Multilingual capability (6+ languages)
- Live transfers aligned with your working hours
- Dedicated Project Manager
- Supervisor as your Single Point of Contact
- Shared Quality Control Team
- Workforce Management & MIS Team
- Daily Productivity Reports
This ensures consistent, high‑quality outreach and reliable transfer volume.
Campaign Execution Overview
Daily & Campaign Benchmarks
- 240 targeted outbound calls per agent per 8‑hour day
- 100% of assigned homeowners contacted within 5 days
- 3 total contact attempts per homeowner within a 120–160‑hour (15‑day) window
- Voicemail left on every unanswered call
- Second and third voicemails introduce new, homeowner‑specific benefits
- 35%–40% expected connection rate (higher with credit‑based scripting)
Replacing traditional Q&A with personalized loan options meaningfully increases engagement and conversion.
Voicemail Messages
“Mr. Jones, my name is Michael, and I’m calling from Zenith Mortgage. With the same monthly payments you’re making today on your mortgage and other debt, you may qualify for an $850,000 mortgage, pay off all your debt, and still have over $500,000 in cash on hand. Please call me back at 519‑111‑2222 for details, thank you.”
Required disclosure: Information from your credit report was used for this offer. This is not a guaranteed approval. To opt out of prescreened offers, call 1‑888‑567‑8688 or visit optoutprescreen.com.
Available Campaigns
- Owner‑Occupied Refinance
- Investment Property Refinance
- Purchase
- FHA Refinance
- FHA Purchase
- Second Mortgage / HELOC
Pricing
Option 1 — $1,795
Includes:
- 1,200 homeowner credit‑based leads
- 1,200 structured, data‑driven scripts
- 120 hours of outbound calling
Option 2 — $2,195
Includes:
- 1,600 homeowner credit‑based leads
- 1,600 structured, data‑driven scripts
- 160 hours of outbound calling
Note: TransUnion, Experian, and Equifax require formal approval. We guide you through the process.
Contact
For additional information, please email hoshang@1to1mortgage.net or call 415‑577‑4942.
Pre-designed campaign pricing is available on their pages
Email/PDF Generation
Prospect data provided. Opt-in emails only
# of emails
1000
1,000-2,500
2,500+
Costs per email/PDF generation
$0.10 each
$0.05 each
$0.04 each
Print letter/envelope
Prospect data provided
# of letters
1000-5000
5,001-10,000
10,001-20,000
20,001-40,000
40,001+
Cost per letter
$1.15 each
$1.13 each
$0.95 each
$0.87 each
$0.83 each
Print self-mailer
Prospect data provided
# of letters
1000-5000
5,001-10,000
10,001-20,000
20,001-40,000
40,001+
Costs per letter
$1.05 each
$1.00 each
$0.90 each
$0.83 each
$0.78 each
Print and mail includes duplex printing on premium glossy paper, a promotional message on an envelope or self-mailer, posage, and mailing
Print campaigns
Letters with envelope
Trigger leads
# of letters
500-1000
1,000-2,500
2,500-10,000
10,000+
20,000+
Costs per letter
$1.60 each
$1.45 each
$1.30 each
$1.15 each
$1.075 each
Pre-Screen leads
# of letters
500-1000
1,000-2,500
2,500-10,000
10,000+
20,000+
Costs per letter
$1.50 each
$1.35 each
$1.25 each
$1.05 each
$1 each
Demographic leads
# of letters
500-1000
1,000-2,500
2,500-10,000
10,000+
20,000+
Costs per letter
$1.45 each
$1.30 each
$1.20 each
$1.00 each
$.91 each
Self-Mailer
Trigger leads
# of letters
500-1000
1,000-2,500
2,500-10,000
10,000+
20,000+
Costs per letter
$1.50 each
$1.35 each
$1.15 each
$1.05 each
$1.02 each
Pre-Screen leads
# of letters
500-1000
1,000-2,500
2,500-10,000
10,000+
20,000+
Costs per letter
$1.40 each
$1.25 each
$1.05 each
$0.947 each
$0.914 each
Demographic leads
# of letters
500-1000
1,000-2,500
2,500-10,000
10,000+
20,000+
Costs per letter
$1.35 each
$1.20 each
$0.95 each
$0.892 each
$0.861 each