Call Campaigns
B2C Cold Calling Campaigns Powered by Credit‑Based Targeting & Structured Scripts Grow your loan pipeline with a smarter, more compliant approach. Traditional call centers rely on intrusive income and employment questions that end calls quickly. Our approach replaces Q&A with personalized, credit‑based loan options the homeowner may already qualify for — dramatically improving engagement, call duration, and transfer quality.
WHY THIS WORKS
⭐ Credit Based Targeting
We use credit‑based data to identify and prescreen homeowners with:
- High revolving and installment debt
- Consistent on‑time mortgage, revolving, and installment payment histories
- Strong indicators of qualification for:
- Primary or investment refinance
- HELOC
- Second‑lien options
- Cash‑out scenarios
This allows callers to present real, relevant loan options instead of asking disqualifying questions.
Campaign selection, loan options, and pricing remain fully controlled by you.
Note: TransUnion, Experian, and Equifax require formal approval. We guide you through the process.
⭐ Demographic Targeting
We offer demographic‑based data campaigns This data identifies and segments homeowners by:
- Property characteristics (owner‑occupied, investment, property type)
- Home value ranges
- Loan‑to‑value estimates
Demographic targeting is ideal for:
Rate & Term/Cash-out refinancing
Investment Property Refinance
Purchase
FHA Refinance
FHA to conventional
FHA Purchase
Second Mortgage / HELOC
This option provides lower cost per homeowner, higher volume, and flexible segmentation while still supporting structured, high‑quality conversations.
Campaign selection, loan options, and pricing remain fully controlled by you.
SCRIPT EXAMPLES
🗣️ Example Scripts
When a homeowner replies, your agents can use their profile, including:
- Loan‑option paths
- Objection‑handling points
- Borrower‑specific benefits
- Key credit indicators
- Payment improvement scenarios
Agents start the conversation with everything they need.
These examples demonstrate how callers present real loan options, handle objections, and guide homeowners toward a live transfer.
📞 Voicemail Messages
Sample Cash‑Out Voicemail “Mr. Jones, my name is Michael, and I’m calling from Zenith Mortgage. With the same monthly payments you’re making today on your mortgage and other debt, you may qualify for an $850,000 mortgage, pay off all your debt, and still have over $500,000 in cash on hand. Please call me back at 519‑111‑2222 for details, thank you.”
Required disclosure: Information from your credit report was used for this offer. This is not a guaranteed approval. To opt out of prescreened offers, call 1‑888‑567‑8688 or visit optoutprescreen.com.
HOW IT WORKS
TU, EX & EQ Data + Demographic Targeting
With current, accurate credit‑based data or demographic data, we can pre‑qualify targeted homeowners and present loan options that are genuinely beneficial — including:
- Rate‑and‑term savings
- Debt consolidation
- Cash‑out opportunities
- Second‑lien options
This ensures callers present real, relevant loan options instead of intrusive qualification questions.
Structured, Data Driven Scripts
Each script is built around the borrower’s actual credit profile, enabling callers to deliver:
- Personalized loan‑option presentations
- Clear financial benefits
- Stronger trust and longer call duration
- Smooth transitions into live transfers
This structured approach dramatically improves engagement and transfer quality.
Flatworld Solutions — Call Center & BPO Partner
Flatworld Solutions is a globally trusted call‑center and BPO provider serving:
- 18,000+ clients across 100+ countries
- 4,500+ trained professionals
- Teams across South America, India, the Philippines, Vietnam, and South Africa
They provide the operational backbone for consistent, high‑quality outreach and reliable transfer volume.
BENCHMARKS & PERFORMANCE
📈 Daily & Campaign Benchmarks
- 240 targeted outbound calls per agent per 8‑hour day
- 100% of assigned homeowners contacted within 5 days
- 3 total contact attempts per homeowner within a 120–160‑hour (15‑day) window
- Voicemail left on every unanswered call
- Second and third voicemails introduce new, homeowner‑specific benefits
- 35%–40% expected connection rate (higher with credit‑based scripting)
Replacing traditional Q&A with personalized loan options meaningfully increases engagement and conversion.
📬 Campaign Execution Overview
- 24/7 availability
- Multilingual capability (6+ languages)
- Live transfers aligned with your working hours
- Dedicated Project Manager
- Supervisor as your Single Point of Contact
- Shared Quality Control Team
- Workforce Management & MIS Team
- Daily Productivity Reports
This ensures consistent, high‑quality outreach and reliable transfer volume.
💵 Campaign Pricing
Our calling campaigns are priced based on total call volume, giving you full flexibility in how outreach is structured. You can choose:
- 4,800 total dials — 1 attempt to 4,800 homeowners, 2 attempts to 3,200, or 3 attempts to 1,600
- 3,600 total dials — 1 attempt to 3,600 homeowners, 2 attempts to 2,400, or 3 attempts to 1,200
Each campaign uses a fixed number of outbound calls—3,600 or 4,800—and you simply choose how many homeowners to target and how the calls are allocated. More attempts per homeowner increase contact and conversion rates, while fewer attempts maximize reach.
Custom Campaigns & Volume Discounts
For larger outreach goals, extended calling campaigns are available with higher total call volumes and built‑in volume discounts. This allows you to scale efficiently while reducing your cost per dial.
🏡Demographic Data Campaigns
Lower‑cost, high‑volume targeting using property, loan, and household attributes.
Campaign pricing reflects 120 or 160 calling hours, depending on how many homeowners you want to reach. You choose the number of contact attempts per homeowner, and call allocation follows the campaign size you select.
1,200‑Homeowner Campaign — $1,795
- 1,200 demographic homeowner records
- 1,200 structured, data‑driven scripts
- 120 hours of outbound calling
- Up to 3 contact attempts per homeowner
1,600‑Homeowner Campaign — $2,195
- 1,600 demographic homeowner records
- 1,600 structured, data‑driven scripts
- 160 hours of outbound calling
- Up to 3 contact attempts per homeowner
Credit‑Based Data Campaigns
Premium targeting using TU, EX, and EQ prescreen indicators.
Campaign pricing reflects 120 or 160 calling hours, depending on how many homeowners you want to reach. You choose the number of contact attempts per homeowner, and call allocation follows the campaign size you select.
1,200‑Homeowner Campaign — $1,995
- 1,200 credit‑based homeowner records
- 1,200 structured, data‑driven scripts
- 120 hours of outbound calling
- Up to 3 contact attempts per homeowner
1,600‑Homeowner Campaign — $2,395
- 1,600 credit‑based homeowner records
- 1,600 structured, data‑driven scripts
- 160 hours of outbound calling
- Up to 3 contact attempts per homeowner
Prescreen Compliance TransUnion, Experian, and Equifax require formal approval for prescreen data access. We guide you through the process.
CONTACT
For additional information, please email hoshang@1to1mortgage.net or call 415‑577‑4942.