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SMS Activation Campaigns That Deliver Fast, High‑Engagement Outreach
SMS campaigns provide a simple, effective way to reach homeowners quickly. Our SMS system blends structured messaging, automated delivery, and clean compliance to generate fast engagement and direct responses from borrowers.
TARGETING & SCRIPTING
🎯 High‑Engagement Outreach Built for Mortgage Conversations
SMS campaigns deliver concise, high‑visibility messages designed to spark quick homeowner responses. Your outreach focuses on:
General mortgage awareness
Refinance interest checks
Purchase readiness
HELOC / second‑lien inquiries
Appointment setting
Messages remain clear, relevant, and optimized for fast engagement
💬 Structured SMS Messaging
Each SMS campaign includes professionally written scripts designed for:
Outreach
Follow‑ups
Appointment setting
Routing replies
General mortgage engagement
Messages are short, compliant, and optimized for high response rates
AGENT EXPERIENCE & CONTROL
🗣️ Structured Agent Scripts for High Quality Conversations
Agents begin each campaign with a client‑authorized credit‑based and activation‑based profile snapshot, including:
Multiple loan‑option paths
Objection‑handling points
Borrower‑specific benefits
SMS engagement history
Key credit indicators
Payment‑improvement scenarios
When a homeowner replies YES, your agents already have everything needed to respond confidently and convert the conversation.
🔧 You Stay in Full Control
Campaign structure, messaging, pricing, and workflow remain 100% controlled by you. We simply power the:
Scripts
Automation
Delivery
Compliance
Your team retains full ownership of the borrower experience.
COMPLIANCE
🔐 Built In Compliance From Day One
Every SMS campaign includes:
A2P 10DLC‑approved templates
STOP/HELP compliance
Time‑zone‑aware delivery
Opt‑out protection
Your outreach stays compliant while still delivering fast, high‑engagement conversations.
HOW IT WORKS
Credit Bureau Data + Client‑Provided Data
We combine client‑provided homeowner data with credit indicators the client is approved to access (TransUnion, Experian, Equifax) to identify real, high‑intent mortgage opportunities:
Cash‑out opportunities
Debt‑consolidation candidates
HELOC / second‑lien options
Rate‑and‑term savings
All credit‑based attributes used in these campaigns come directly from the client or through the client’s authorized prescreen credentials.
Structured SMS Messaging
Each campaign includes:
Clear outreach opener
Simple call‑to‑action
Follow‑up sequence
Routing to your agents
These scripts consistently generate high response rates and meaningful homeowner engagement.
SMS Automation
Your campaigns run on a high‑volume, compliant automation engine:
High‑volume A2P 10DLC delivery
Time‑zone‑aware sending
Multi‑day follow‑ups
Reply routing to your agents
STOP/opt‑out compliance
Deliverability optimization
You maintain full control over messaging and agent workflow.
PERFORMANCE & EXECUTION
📈 Campaign Execution Overview
Campaign Execution Overview
10,000+ SMS/day capacity
High read rates
Fast response cycles
Automated follow‑ups at 2 hours, next morning, and 48 hours
Instant routing of replies to your licensed agents
SMS creates a frictionless path for homeowners to engage on their terms — resulting in more conversations and more applications.
🏡 Available Campaign Types
- Owner‑Occupied Refinance
Investment Property Refinance
FHA Refinance
FHA Purchase
Second Mortgage / HELOC
Purchase
- Each campaign includes structured scripts and full SMS automation.
PRICING
💵 Pricing
Minimum order: 6,000 prospects
Base SMS Delivery (No Data Included): $0.30 per prospect
Data Add‑Ons (SMS)
These reflect client‑requested data acquisition from approved providers. 1to1 Mortgage does not sell, resell, or distribute consumer data.
Credit‑Based Homeowner Data: + $0.21 per prospect (Demographic data is not available for SMS campaigns.)
Data Purchase:
Clients purchase any required data directly from chosen data providers, and we simply activate the data they supply. If you already work with a preferred data provider, we activate using your existing data sources.
Each prospect includes:
1 client‑provided homeowner phone number
1 client‑authorized credit‑based record
1 structured SMS script
Full campaign setup & execution
Compliance‑safe SMS delivery
Volume pricing available for larger campaigns.
Contact
For additional information, please email
[email protected]
or call 415-577-4942.